Terms of Use

Notice

YOU AGREE TO BE BOUND BY THESE TERMS OF USE BY USING THIS WEB SITE OR VIEWING ITS PAGES. IF YOU DO NOT AGREE WITH THESE TERMS OF USE, PLEASE DO NOT VIEW THIS WEB SITE, OR ANY PAGES HEREIN.

Use of the Web Site

This Web site is provided to you by the Iowa Student Loan Liquidity Corporation ("Iowa Student Loan"). You agree to be solely responsible for your actions and the contents of your transmissions through this Web site. You agree to comply with all applicable local, state, national and international laws and regulations when you use our Web site. Unauthorized use of this Web site or IOWA STUDENT LOAN systems including, but not limited to, unauthorized entry into IOWA STUDENT LOAN's systems, misuse of passwords, or misuse of any information posted on our Web site is strictly prohibited. You agree not to permit any person to use your password or method of authorization we provide you. If you do, you agree to be liable for any transactions that person makes, even if you did not intend for them to do so. You agree not to submit any Trojan horses, viruses, worms or other programs intended to interfere with the normal operation of the Web site.

Change in Terms

THESE TERMS OF USE ARE SUBJECT TO CHANGE. ANY CHANGES WILL BE POSTED TO THIS WEB SITE FROM TIME TO TIME. Your continued use of the Web site after any changes are posted shall be deemed your conclusive acceptance of the changes to the Terms of Use.

Content

We believe the information posted on our Web site is accurate and reliable, but we do not warrant its completeness, timeliness or accuracy. Any calculations you obtain by using any tools or services provided on our Web site are provided only as estimates. Any resulting calculations could vary significantly from the actual loan payments you may owe because of your loan servicer’s actual method of calculation or a change in your financial condition. We shall not be liable for your default on a loan or any damages resulting from reliance on the information provided through our Web site.

WE MAY DISCONTINUE OR CHANGE THE INFORMATION, PRODUCTS OR SERVICES DESCRIBED HEREIN AT ANY TIME WITHOUT PRIOR NOTICE TO YOU AND WITHOUT ANY LIABILITY TO YOU. ANY DATED INFORMATION IS PUBLISHED AS OF ITS DATE ONLY, AND WE DO NOT UNDERTAKE ANY OBLIGATION OR RESPONSIBILITY TO UPDATE OR AMEND IT.

Additional Terms

Certain sections or pages of this Web site may contain separate terms and conditions in addition to these Terms of Use. If there is a conflict, the additional terms and conditions shall govern.

Links to Other Sites

This Web site may contain links to Web sites controlled or offered by third parties. We hereby disclaim liability for any information, materials, products or services posted or offered at any of the third party sites linked to this Web site. By creating a link to a third party Web site, we do not endorse or recommend any products or services offered or information contained at that Web site, and disclaim any liability for products or services offered or advertised at those sites.

No Warranty

THIS WEB SITE IS PROVIDED "AS IS" AND "AS AVAILABLE." WE MAKE NO WARRANTIES OR REPRESENTATIONS REGARDING THIS WEB SITE OR THE INFORMATION, SOFTWARE, FUNCTIONS, PROCESSES OR OTHER CONTENT HEREIN. WE DISCLAIM ALL WARRANTIES AND REPRESENTATIONS OF ANY KIND WITH REGARD TO THE WEB SITE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, OR FITNESS FOR ANY PARTICULAR PURPOSE. WE SHALL NOT BE LIABLE FOR ANY UNAVAILABILITY, DELAY, DIFFICULTY IN USE, INCOMPLETE OR INACCURATE INFORMATION, COMPUTER VIRUSES, MALICIOUS CODE OR OTHER DEFECT IN THIS WEB SITE, OR FOR THE INCOMPATIBILITY BETWEEN THIS WEB SITE AND FILES AND THE USER'S BROWSER OR OTHER SITE-ACCESSING PROGRAM. WE WILL NOT BE LIABLE FOR ANY OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND OUR CONTROL. NO LICENSE TO THE USER IS IMPLIED IN THESE DISCLAIMERS.

Limitation of Liability

UNDER NO CIRCUMSTANCES WILL WE BE LIABLE FOR ANY LOST PROFITS, LOST OPPORTUNITY OR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES ARISING OUT OF ANY USE OF OR INABILITY TO USE THE WEB SITE OR ANY PORTION THEREOF, REGARDLESS OF WHETHER WE HAVE BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE.

Enforceability and Governing Law

Your use of this Web site and the Terms of Use shall be governed by the laws of the State of Iowa. If any portion of this Terms of Use shall be held to be unenforceable, the remaining terms and provisions shall be unimpaired.

Copyright ©2008 Iowa Student Loan Liquidity Corporation^®, All Rights Reserved

Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by IOWA STUDENT LOAN unless otherwise indicated.

Trademarks

IOWA STUDENT LOAN, IOWA STUDENT LOAN LIQUIDITY CORPORATION, YOUR PARTNER IN HIGHER EDUCATION, SCHOLAR’S ADVANTAGE, HEALTH DEGREE and PARTNERSHIP LOAN PROGRAM are registered trademarks and service marks of IOWA STUDENT LOAN. III and the three column design are the trademarks and service marks of IOWA STUDENT LOAN. Other featured words or symbols, used to identify the source of goods and services, may be the trademarks of their respective owners.