Temporary Total Disability Deferment

Borrowers must have at least one outstanding loan made before July 1, 1993.

The Temporary Total Disability Deferment can be used for:

• Deferment based on the temporary total disability of either the borrower or a spouse or dependent of a borrower with a Stafford, Supplemental Loan for Students (SLS), PLUS or Consolidation loan.

A medical doctor will need to verify one of the following:

• Borrower is/was unable to work or attend school for at least 60 consecutive days.
• Borrower is/was unable to work for at least 90 consecutive days due to caring for a dependent.

This deferment cannot be granted based on an uncomplicated pregnancy.

Download the Temporary Total Disability Deferment Form (PDF).