Iowa Student Loan

Strategies for Success
- Be a Smart Consumer
- Trouble Making a Payment?
  - One-on-One Counseling
  - Consequences of Default
Payment Options
- Repaying Your Loans
  - Repayment Plans
    
    Federal Student Loan
    
    Private Student Loan
  - Ways to Make a Payment
    
    Auto-Debit
    
    Monthly Payments by Mail
    
    Online Payments
    
    Pay by Phone
- Delaying a Payment
  - Deferment
    
    Economic Hardship
    
    Education Related
    
    In-School
    
    Military
    
    Parental Leave/Working Mother
    
    PLUS Borrower With Dependent Student
    
    Public Service
    
    Temporary Total Disability
    
    Unemployment
  - Forbearance
Loan Forgiveness Programs
- Nursing Program
- Teacher Program
Military Service Benefits

Consumer Reporting Agencies

Below is contact information for the four national consumer reporting agencies servicing the United States.

Equifax
P.O. Box 740241
Atlanta, GA 30374-0241
(800) 685-1111

Experian
P.O. Box 2104
Allen, TX 75013-9504
(888) 397-3742

Innovis
P.O. Box 1534
Columbus, OH 43216-1534
(800) 540-2505

TransUnion
P.O. Box 2000
Chester, PA 19022-2000
(800) 916-8800

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